---
guosmmDocumentId: GUOSMM-C-2026-005
title: "AnakaBank — ISB Membership Admission and Operations Charter"
instrumentVersion: 1.2
language: en
publishedAt: 2026-07-01T20:00:00Z
effectiveAt: 2026-05-02T00:00:00Z
operationsCommencement: 2026-05-02T00:00:00Z
signingAuthority: Sovereign Military Order of Malta
licenseClass: entity.bank
licenseId: LICENSE-ANAKABANK-SHOSJJ-2026-001
---

# GAZZETTA UFFICIALE DELL'ORDINE SOVRANO MILITARE DI MALTA
# OFFICIAL GAZETTE OF THE SOVEREIGN MILITARY ORDER OF MALTA (GUOSMM)

| Field | Value |
|-------|-------|
| Document ID | `GUOSMM-C-2026-005` |
| Series | C |
| Document type | ISB Membership Admission and Operations Charter |
| Instrument version | 1.2 |
| Entity | AnakaBank |
| License class | `entity.bank` |
| License ID | `LICENSE-ANAKABANK-SHOSJJ-2026-001` |
| Issuing delegate | `pack-dbis` |
| Prudential supervisor | `pack-omnl` |
| Fineract external ID | `ANAKABANK-OMNL` |
| Fineract office | 31 |
| Published | 2026-07-01T20:00:00Z |
| Operations commencement (nunc pro tunc) | 2026-05-02T00:00:00Z |
| Parent acts | `GUOSMM-A-2026-001`, `GUOSMM-A-2026-002`, `GUOSMM-A-2026-003`, `GUOSMM-B-2026-001`, `GUOSMM-B-2026-002`, `GUOSMM-C-2026-001`, `GUOSMM-C-2026-002` |

---

# AnakaBank — ISB Membership Admission and Operations Charter

**Issuance:** Sovereign Military Order of Malta → SHOSJJ Licensing Authority (`GUOSMM-A-2026-002`) → delegate **pack-dbis** · supervisor **pack-omnl**

**ISB admission:** `GUOSMM-C-2026-001` Article 3 (Membership)

---

## Shared standard terms (incorporated)

## Authority and issuance chain

**Official long name:** Sovereign Military Hospitaller Order of St John of Jerusalem of Rhodes and of Malta.

**Recognized designations (same sovereign authority):**
- **SMOM** — Sovereign Military Order of Malta
- **SHOSJJ** — Sovereign Hospitallers Order of St. John of Jerusalem (`GUOSMM-A-2026-003`)

SMOM and SHOSJJ are short forms of the **same** sovereign international legal personality under the official long name; GUOSMM uses all three forms interchangeably.

1. **Sovereign authority:** official long name (SMOM / SHOSJJ designations) — published in GUOSMM Tier 1.
2. **Monetary issuer:** **Treasury** issues **SCUDO** under `GUOSMM-A-2026-001`. **GRU** is **monetary policy** for the tokenized reserve basket (commodities, currencies, securities, …) — **not** the issuer. **OMNL is not the issuer.**
3. **License issuer:** **SHOSJJ Licensing Authority** under `GUOSMM-A-2026-002` — **OMNL is not the licensor.**
4. **OMNL EMCB** (`GUOSMM-B-2026-001`) — **EMCB institution of the Order**; domestic e-money chain only; **not DBIS**.
5. **DBIS** (`GUOSMM-C-2026-001`) — **Tripartite Sovereign Body** settling between **EMCBs and other central banks** within the **treatied nations of the Order**; completely apart from the OMNL chain. See `gazette/docs/MONETARY_ARCHITECTURE_CANONICAL_SCHEMA.md`.

**Canonical license identifiers** use the `-SHOSJJ-` suffix (e.g. `LICENSE-ZBANK-SHOSJJ-2026-001`). Fineract external IDs ending in `-OMNL` are operational routing aliases under OMNL supervision — not license issuance labels.

## Juridical form and seat

- **Legal form:** Order-chartered juridical person — supervised affiliate institution under OMNL head-office hierarchy.
- **Principal place of business:** Boulder, Colorado, United States of America (aligned with OMNL registered address for supervisory coherence).
- **Duration:** Perpetual unless revoked under Licensing Authority procedures.
- **Governing law:** Order law as published in GUOSMM.

## Dispute resolution and appeals

1. **Commercial and inter-institutional disputes** among Order-chartered parties arising under this Charter: **ICC Arbitration**, Paris seat, **ICC Rules 2021**, English language, one arbitrator unless the amount in dispute exceeds USD 500,000,000 (three arbitrators). The arbitral award is final; enforcement follows the **New York Convention** where applicable.
2. **Licensing and prudential appeals** (suspension, revocation, fit-and-proper): administrative path under `GUOSMM-A-2026-002` through the **SHOSJJ Licensing Authority** → Licensing Governance Board → Grand Chancellor; **judicial license appeals** per `GUOSMM-A-2026-003` Article 6.2 (ICCC chamber rules).
3. **Forum separation:** licensing appeals do not stay commercial arbitration unless a final ICCC order expressly requires it under Order law.

## Track B / external transactability

External banking, insurance, money-transmission, and correspondent access in nation-state jurisdictions requires closure of Track B compliance matrices and program counsel sign-off. This instrument establishes **Order capacity and internal operations commencement** only.

## Materiality controls (HO batch programme)

Interoffice allocations at or above **USD 100,000,000,000** per tranche, or cumulative HO batch programme materiality thresholds, require maker-checker control and, where applicable, second-reviewer approval before ledger posting.

## Nunc pro tunc ratification (operations commencement 2026-05-02)

Between **2 May 2026** and Tier 1 publication of this instrument, provisional operations were conducted under:

- **SHOSJJ Licensing Authority** interim programme authorization (`GUOSMM-A-2026-002`) and counsel resolutions (EV-003);
- OMNL head-office **prudential** supervision (`GUOSMM-B-2026-001`);
- HO batch programme authorization recorded in the OMNL Fineract office hierarchy (offices 29–32); and
- pending admission under `GUOSMM-C-2026-001` Article 3 (Membership).

Forward-looking bounded digital operations: **`GUOSMM-E-2026-003`** (PDOA, SHOSJJ Licensing Authority).

Interim basis and evidence index: **`GUOSMM-E-2026-002`** (HO batch governance and interim operations notice).

Upon Tier 1 publication, operations **commencing 2 May 2026** are **ratified nunc pro tunc** to the extent consistent with this Charter and parent acts. **No retroactive claim** arises against external regulators, correspondents, or policyholders without separate Track B evidence and nation-state recognition.

## Suspension and revocation

Suspension or revocation follows the appeal path for the entity license class under `GUOSMM-A-2026-002` and `GUOSMM-A-2026-003` Article 6, through the **SHOSJJ Licensing Authority**, Licensing Governance Board, and Grand Chancellor as applicable.

## Counsel roles (program vs institutional)

| Role | Name | Scope |
|------|------|--------|
| **Program counsel** | P.C. Walker, Esq. | Publication readiness, prohibited-claims register, Track A/B gating attestation (`GUOSMM-E-2026-002` counsel schedule) |
| **Institutional counsel** | David Eugene Ntshabele | Day-to-day charter interpretation, licensing conditions, external diligence responses (DBIS lane) |

Program counsel attestation does not substitute for institutional counsel on operational matters; neither attestation creates nation-state license equivalence.

## Governance and officers (HO batch pool)

Each HO batch institution is supervised by **OMNL** with a named **operations pool**:

| Role | Name | Entity lane |
|------|------|-------------|
| **Banking and Compliance Officer (prudential supervisor)** | Romeo L. Miles | OMNL (central bank) |
| **Operations pool** | Adam Michaelson; Bernard Niehaus; David Bullock | Officers Pool — shared maker-checker |

Material HO batch postings require at least **two distinct pool members** (maker + checker) and compliance oversight by the Banking and Compliance Officer or delegate. Full roster, entity liaisons, and fit-and-proper index: **`GUOSMM-E-2026-002`**.

## LEI and public identity

Each institution **shall obtain** a distinct **GLEIF-issued, active** Legal Entity Identifier separate from OMNL LEI `98450070C57395F6B906`, with Level 1 relationship disclosure to OMNL, **before** Tier 2–5 external notice or correspondent KYB representation. Public designation names in this Charter do not substitute for domain registration, SOS name clearance, or external trademark clearance.

---

## Article 1 — Admission and legal personality

1.1 **AnakaBank** is **admitted** as a settlement member institution under `GUOSMM-C-2026-001` Article 3 (Membership) and established as an Order-chartered juridical person under the **Sovereign Military Hospitaller Order of St John of Jerusalem of Rhodes and of Malta** (SMOM / SHOSJJ; `GUOSMM-A-2026-003`).

1.2 AnakaBank holds license class **`entity.bank`**, issued by the SHOSJJ Licensing Authority through delegate **DBIS** (`pack-dbis`), with **OMNL** as prudential supervisor and ledger operator.

1.3 AnakaBank possesses capacity for technology-aligned institutional banking interfaces, digital-identity-correspondent workflows, and supervised ledger operations among Order-chartered institutions.

## Article 2 — Enabling instruments

2.1 Subordinate to: `GUOSMM-A-2026-001`, `GUOSMM-B-2026-001`, `GUOSMM-C-2026-001`, `GUOSMM-C-2026-002`, `GUOSMM-A-2026-002`, `GUOSMM-A-2026-003`.

2.2 Shared standard terms (authority chain, seat, governing law, disputes, nunc pro tunc, materiality, counsel roles, suspension): **HO batch institution charters v1.2 shared terms** — incorporated herein. Governance roster: **`GUOSMM-E-2026-002`**.

2.3 Technology-provider cross-licenses (`entity.technology_provider`) do **not** arise automatically; require separate issuance if in scope.

2.4 External transactability requires Track B compliance matrix closure and counsel sign-off.

## Article 3 — Objects (AnakaBank)

3.1 **Digital-identity-aligned institutional banking** and operator-facing settlement interfaces for admitted institutions.

3.2 HO batch interoffice programme participation with emphasis on identity-verified institutional onboarding flows.

3.3 Evidence retention and audit trails for institutional settlement consistent with ISO 20022 practice.

3.4 **Excluded without further license amendment:** consumer-facing e-money or EMI equivalence claims in EU/UK/US jurisdictions.

## Article 4 — Capital programme

4.1 HO batch allocated ceiling: **USD 120,000,000,000** (1.2× base programme) under allocation identifier **ANAKABANK-100B**, subject to OMNL head-office posting controls.

4.2 Reserve treatment per `GUOSMM-B-2026-002`.

## Article 5 — Governance

5.1 **Prudential supervisor:** Romeo L. Miles, Knight of Malta — Banking and Compliance Officer, OMNL (central bank).

5.2 **Institutional counsel:** David Eugene Ntshabele, Legal Counsel, DBIS.

5.3 **HO Batch Operations Pool:** Adam Michaelson; Bernard Niehaus; David Bullock. Primary operational reviewer for AnakaBank: **Adam Michaelson** (digital-identity and evidence lane).

5.4 Material HO batch transactions require two distinct pool members (maker + checker) and compliance sign-off per shared standard terms.

5.5 Appeals: `pack-dbis` → Monetary and Treasury Administration → Licensing Governance Board → Grand Chancellor; ICCC chamber rules where applicable.

## Article 6 — Commencement and nunc pro tunc

6.1 **Operations commencement:** **2 May 2026** (`2026-05-02T00:00:00Z`), ratified nunc pro tunc upon Tier 1 publication.

6.2 Fineract office **`ANAKABANK-OMNL`** must remain provisioned and aligned with this Charter.

## Article 7 — Amendment

7.1 Amendments published in GUOSMM Series C.

7.2 Tier 1 publication creates Order-law effectiveness; external notice tiers do not create capacity.

---

*Signing authority: Sovereign Military Order of Malta · Instrument v1.2 · G9 counsel pending · G10 production signing blocked until G9*