{
  "documentId": "GUOSMM-C-2026-003",
  "series": "C",
  "documentType": "ISB Membership Admission and Operations Charter",
  "instrumentVersion": "1.2",
  "title": "zBank — ISB Membership Admission and Operations Charter",
  "publishedAt": "2026-07-01T20:00:00Z",
  "effectiveAt": "2026-05-02T00:00:00Z",
  "operationsCommencement": "2026-05-02T00:00:00Z",
  "nuncProTuncRatification": true,
  "language": "en",
  "signingAuthority": "Sovereign Military Order of Malta",
  "signerTitle": "Grand Chancellor",
  "supersedes": null,
  "entityId": "zbank",
  "licenseClass": "entity.bank",
  "licenseId": "LICENSE-ZBANK-SHOSJJ-2026-001",
  "issuingDelegate": "pack-dbis",
  "prudentialSupervisor": "pack-omnl",
  "fineractExternalId": "ZBANK-OMNL",
  "fineractOfficeId": 29,
  "hoAllocationUsd": 120000000000,
  "parentAct": "GUOSMM-C-2026-001",
  "parentActs": [
    "GUOSMM-A-2026-001",
    "GUOSMM-A-2026-002",
    "GUOSMM-A-2026-003",
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    "GUOSMM-C-2026-002"
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  "counselGateStatus": "signed",
  "counselSignoffRef": "config/compliance/zbank-current-operations-and-add-ons-counsel-signoff.v1.json",
  "counselSignedAt": "2026-07-12T18:00:00Z",
  "governanceNoticeRef": "GUOSMM-E-2026-002",
  "translationRefs": [
    {
      "language": "it",
      "type": "abstract",
      "path": "GUOSMM-C-2026-003/tier-notices/tier-it-abstract.md"
    }
  ],
  "languagePrimary": "en",
  "isbMembershipAdmission": true,
  "membershipClass": "settlement_member",
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  "counselMetadataNormalizedAt": "2026-07-12T12:27:01.346Z",
  "legacyCounselGateStatus": "historical_publication_record",
  "legacyCounselSignoffRef": "config/compliance/guosmm-c-2026-003-historical-publication-record.v1.json"
}